Real Estate & Property

Rent-to-Income Calculator

Check rent affordability against the 30% rule and the 3x income requirement landlords use.

Enter your details

$
$
Your result
Rent-to-income ratio
30%

Rent takes 30.0% of gross income — affordable (within the 30% rule).

Assessment
Affordable (within the 30% rule)
Max rent at 30%
$1,800
Income needed for this rent
$6,000/mo ($72,000/yr)

About this calculator

Landlords commonly require gross income of 3× the rent (a 33% ratio), and the classic budgeting guideline caps housing at 30% of gross income. This tool checks your ratio and shows the income a landlord would typically require.

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