Automobile & Vehicle
Car Affordability Calculator
Lets users compare and budget car affordability instantly with formula, steps and examples — no manual math.
Enter your details
₹
% of income
525
₹
% p.a.
516
years
17
Your result
Max car budget
₹5,32,118
With ₹9,600/month for the EMI, you can afford a car worth about ₹5,32,118.
Loan you can support
₹3,82,118
Monthly EMI budget
₹9,600
Down payment
₹1,50,000
About this calculator
Estimates the car price you can afford from your income using the EMI-budget method (a percentage of take-home pay), your down payment, loan rate and tenure. The classic 20/4/10 rule: 20% down, max 4-year loan, transport under 10-15% of income.
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