Automobile & Vehicle
Insurance Premium (Auto) Calculator
Lets users compare and budget insurance premium (auto) instantly with formula, steps and examples — no manual math.
Enter your details
₹
% of IDV
16
₹
₹
Your result
Estimated annual premium
₹41,182
Estimated annual premium ≈ ₹41,182 incl. 18% GST (NCB saves ₹0).
Own-damage (after NCB)
₹24,000
NCB saving
₹0
GST (18%)
₹6,282
About this calculator
Estimates comprehensive car insurance: own-damage premium (IDV × rate, reduced by your No-Claim Bonus), plus add-ons and the regulator-set third-party premium, plus 18% GST. Actual quotes vary by insurer, city, and vehicle model.
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